If you have come to this Ameriplan review then you may be wondering what this company is all about and whether or not this is another scam or a lucrative business opportunity.
Being that I have actually been a paying member of this business opportunity for a while in the past (Not currently a member at this point in time) and have experienced everything this company has to offer you I’ll be sharing my experience with you guys today.
This company has been around for quite some time now and they have developed quite the reputation in both the online world as well as the offline world.
If you have been contacted by one of their IBO’s or had this business opportunity show up in your social media newsfeed then I’m sure that you guys may have several questions and I intend to answer each and every one of them in this review.
I’m sure you may have questions like Is Ameriplan A Scam?
How much will it cost me to join and how much money can I make here?
Will I have to recruit other people to make money with this opportunity?
I’ll be answering these questions and so many more so I encourage you guys to stick around and read this review in its entirety for all the juicy details.
Company Name: Ameriplan USA
Company Website: ameriplanusa.com
Type Of Work: Recruiting People
Price: $12.95-$150+ Yearly installment fees
Company Owners: Dennis and Daniel Bloom
Overall Rank: 2.5/ 5 Stars
What Exactly Is Ameriplan?
Ameriplan USA is a worldwide company based out of Plano Texas, that offers discount dental, health care, and prescription plans.
The company was founded back in 1992 by Dennis & Daniel Bloom and to date, there are currently thousands of people who are promoting this system as a business opportunity.
The company specializes in offering discounted healthcare and dental packages as well as discounted hospital stays among many other things.
It’s important for you guys to keep in mind that this isn’t health insurance but simply a discounted health and dental plan for you to save money when going to the doctor/ dentist as well as hospital stays.
Like other systems of this nature, there is also an MLM side of things where you can earn a great deal of money by recruiting other IBO’s (Independent Business Owners) and sales reps into the company.
I’ll be showing you guys exactly how this works, what you’ll be doing if you were to join as well as how much money you’ll need to pay upfront in order to start earning a profit.
How Does Ameriplan Work?
When you join, you have the option of choosing a membership level which I will list below:
- Ameriplan MD Plus This plan gives you discounts on prescriptions for your entire family along with 24/7 access to physician care when you need it the most.
This plan costs 12.95 a month.
- Ameriplan Dental Plus This plan gives you discounts on dental
This covers your entire family for only 19.95 a month.
- Ameriplan Healthcare This plan gives you all the benefits of the dental plan listed above with added features.
You will get access to:
- The Ameridoc program
- Ancillary services that include
- Physical therapy
- Laboratory procedures
- Imaging centers
- Hearing services
- Mental health services
- Diabetes supplies.
If you ever need to be hospitalized and it costs more than $2,500 then this plan will help cover the costs of your hospital bill.
This plan costs 49.95 a month.
- Ameriplan Platinum Plus The dental plus plan is included in this package. It includes discounts on
- Dining out
- Theme parks
- Movie theaters
You can get additional discounts on
- PC purchases
- High-speed internet
- 15% off of sprint cell phone service when you sign a 2 year contract.
The cost of this plan is $50 a month.
- Ameriplan Total Platinum This plan comes with the same benefits as the platinum plus, with ID theft protection included and a few other features.
This plan costs $75 a month
- Ameriplan Platinum Freedom Pass This plan includes everything in the total platinum plan, as well as access to the medical plan.
- You can also enjoy additional savings on cruises
- Hotel rentals
- And much more.
It also comes with thousands of dollars in savings on grocery store brands you buy every day.
It also includes
- Digital coupons
- Coupons that you can print in the members-only section of their website.
- My deals app
These perks are available only to Platinum Freedom Pass Members.
This plan costs a whopping $150 a month and covers everyone in your household.
How You Make Money With Ameriplan
Depending on what membership plan you sign up for will determine how much money you can make on each sale. Everything is broken down into a commission scale.
Here’s The Breakdown Of Their Commission Payout
1. $50 platinum plus- This pays you 20% commission on all sales you get. You continue to pay $50 a month until you get enough people signed up under your name, then you will start getting paid when your commissions exceed $50 a month.
2. $75 Total Platinum- Here you have the chance to make a 30% commission on all sales you get. Like I mentioned above until you exceed the $75 in sales needed for that month you will be paying the difference. You will start earning money for any sales that exceed $75 a month.
3. $150/month Platinum Freedom Pass- You will earn a 40% commission on all sales you get when you enroll under this package. Once again you’ll need to exceed $150 in sales for the month before you start to earn money.
There Are 2 Ways You Can Market This Business Opportunity
1. The Business Model- When you join Ameriplan you will have the opportunity to get other people to join under you and do the same thing you are doing. The way it works is they tell you to post help wanted ads on craigslist and other job-related board sites.
When people contact you about the job offers you will direct them to your personalized website and tell them to fill out the contact form and request an interview with you over the phone.
Once they request an interview you’ll need to call them at the number they provided and try to sell them this discounted health and dental packages (The bait).
You will need to be constantly recruiting other people into this company and this is the main way you make money with them.
2. Selling The Healthcare And Dental Packages- You can choose to only sell the dental and healthcare package, or you can do both of them.
Mostly all of this is done over the phone, you have to purchase a list of leads and randomly call people up and tell them what you have to offer.
I failed to find any actual training on how to strictly promote their health and dental plans. Their training is focused on primarily promoting the recruiting side of the business.
Who Is Ameriplan USA For?
Ameriplan is for anyone looking to start up a business of their own and would like to help people who don’t have health insurance or a dental plan.
It is also ideal for stay at home moms who are looking to make extra income. If you enjoy talking on the phone for hours at a time and are cool with cold calling and hard selling then Ameriplan could be a good fit for you.
Are Tools And Training Provided?
The back office has everything you need to get started and I will list everything that you have access to below:
- 1 Free personalized and fully automated website
- Live training calls every Tuesday evening at 8 pm Eastern Standard time.
- Various training modules to help you gain more leads and grow your upline/ downline
- Phone scripts that you can use when replying to your ads and when calling people on your list
Does Ameriplan Offer Any Support?
- You can keep in direct contact with your recruiter and ask them any questions that you have
- There is also an FAQ page where you can go to get answers to questions that have already been answered
These are the 2 main ways of receiving support from this company.
Pros Vs Cons
- The discount dental and various healthcare options are great for anyone who doesn’t have insurance.
- If you are the type of person who loves talking on the phone and can sell strangers stuff over the phone this is a great opportunity for you to make some really good money.
- The telephone support and training you are offered is great.
- They have many different incentive programs to try and get you motivated to make more sales.
- In order to use the discounts for the healthcare and dental plans you have to go to someone in their network or they won’t cover the cost.
- Hard to find doctors or dentists that accept Ameriplan (their network of doctors/dentists is not as large as they say it is)
- If you don’t like to talk on the phone or if you are not a salesman then this opportunity is definitely not for you.
- There have been several complaints that after you have built up a pretty huge income for yourself, the company will terminate you under a no cause contract. This means that they can terminate you at any time for no reason.
- They say backed up by the BBB (Better Business Bureau) but when you check them out there are over 200 negative reviews about this company.
- It is set up like a lot of pyramid schemes and is pretty much an MLM company.
The Price To Join Ameriplan
Like I have mentioned above you can get started anywhere from $12.95-$150.00 a month along with a 19.95 yearly fee that is included with your start up costs.
How does This Company Stack Up To The Program That Has Helped Me Go Full Time In The Online World In Less Than A Year? Let’s Take A Look!!
My Closing Thoughts On Ameriplan
Ameriplan is not for everyone, I joined and was only with the company for about 2 months. The main focus of the company is to get you to sign up other members under your name.
It seems to me like they just use the prescription, healthcare and, dental as the bait and once you join they hook you with their MLM scheme.
If you are not comfortable with the idea of cold calling and hard selling to people over the phone, along with trying to get people to join your downline/upline then this opportunity is not for you.
However, if you love the idea of cold calling and hard selling and this doesn’t bother you then you will probably fit in well with Ameriplan.
Like I mentioned above, In the whole 2 months, I was with this company I couldn’t find any training on how to sell the discount healthcare products.
If you are a salesperson and love talking on the phone this could be a great way to make some decent money.
I personally don’t like talking on the phone especially to someone I don’t know and try to sell them something.
I would also be really careful when joining, in the past few years, there have been complaints of them terminating you for no reason whatsoever as you will see if you read the comments below this review.
My Personal Recommendation
If you are looking for a 100% true work at home opportunity with no risk involved and a chance to build a real future for yourself.
I would recommend Wealthy Affiliate I have learned so much from them in the 5+ years that I have been with them. I would highly recommend you check them out. You can get started for Free with no strings attached.
Is Ameriplan USA Really A Scam Or Not?
Is Ameriplan a scam?
Based on my experience I had with them I wouldn’t say they are a scam.
As with any MLM company, there are many people making good money with this company and others that are not.
It just seems risky, and it’s not something I would feel comfortable recommending to you guys.
Are you currently a member of Ameriplan, or have you been thinking about joining but still on the fence?
Maybe you have been a member in the past and want to share your experience with other people?
I would love to hear about it and I know everyone else would as well. Be as detailed as possible and leave it within the comment section below.
I will reply back to you A.S.A.P
I really hope this review has helped everyone out today and has given you some insights into what exactly you will be getting yourself into before joining.
Your Friend, Scott