Have you heard about the new credit card called Vital that will pay you cash back for simply sharing it with your friends?
I’m sure that you may be wondering what this is all about and whether this is another scam that you should add to your list of programs/ opportunities to avoid.
In the following review, I’ll be giving you guys exclusive early bird access to this system and an inside look at what this is all about nearly 6 months early.
While this system is still in pre-launch mode and there is no actual launch date as of yet, they expect a late 2018 launch.
After doing some extensive research, I was able to find out quite a few things about how this system works and what will be required of you to make money with this system and I’ll be sharing them with you guys today.
If a buddy of yours has invited you to join them using their link but you’re not quite sure what you’re getting yourself involved with then I encourage you to stick around as I’ll be going over all of this in detail.
Vital Card Review
Company Name: Vital Card
Website URL: vitalcard.com
Company Owners: Chris Bridges & Vincent Bradley
Type Of Work: Recruiting
Price To Get Started: Free
Overall Ranking: Still In Pre-Launch
What Exactly Is Vital Card?
According to what I was able to gather about this system so far, I was able to determine that this is a rewards credit card with a twist.
What’s the twist you may ask?
This revolves around the idea that the main way you earn money here is by recruiting other people, building your downline and earning cashback from not only your purchases but your downline’s purchases as well.
It’s Free To Sign Up and unlike other recruiting systems of this nature, you can earn money without having to acquire the resells rights first (Which can get quite expensive)
You can also earn cash rewards by sharing this opportunity with your friends and family members or anyone interested in earning money for sharing this opportunity with others.
Who Is This Opportunity For?
This would be ideal for just about anyone who is looking to make some extra cash by sharing this with your friends and family while earning cashback on your everyday regular purchases.
Also, if you’re the type of person who is good at recruiting people into similar systems like this then you might want to try your hand at this.
They also claim that their referral program is optional and if you have no interest in recruiting then you can also benefit from the 1% cash back option along with various rewards available once they officially launch later this year.
How It Works
There are 2 ways for you to earn money with this system and I’ll be listing these for you guys below!!
- Earn 1% cashback every time you shop with no annual fee
- Earn cashback rewards for sharing this opportunity with others
One of the things that I like the most about this system is the fact that their referral program is totally optional and you aren’t required to recruit if you don’t want to.
If you’re fine with only earning 1% cashback on everyday purchases and have no desire to earn a pretty decent income from sharing this opportunity with others then that’s perfectly fine.
However, for those of you who are in it to make some real money then you’ll want to pay close attention to what I’m about to share with you today.
In order for you to earn money with their referral program, you’ll first need to build your Vital Score as this is how you’ll get paid.
As you can see in the screenshot above sharing is caring and the more you share this opportunity with others the more you can earn.
For each person who signs up for an account using your unique referral link will earn you 4 points which will be added to your Vital Score.
You can also earn an additional 2 points for each person your referral signs up and 1 point for each person they sign up.
Their MLM structure is 3 tiers deep and in order for you to earn points from your referrals, they need to be active (meaning that they spend at least $1 month using the Vital card.
Also, in order for you to personally qualify to receive cash back rewards for recruiting other people, you’ll need to spend a minimum of $250 a month using the Vital card.
Now, this could be very easy to do as you can use the card to pay your monthly bills and not only build your Vital Score but also raise your FICO credit score as well.
It’s a win-win for everyone!
Take a look at the screenshot below for additional ways for you to share this opportunity with others and start earning money from their efforts as well as your own.
Pros Vs Cons At A Glance
Pros:
- Free to join & make money
- Can help raise your(FICO) credit score
- Simple compensation plan
- No annual fee
Cons:
- Potential to lose your points is your application isn’t approved
- Only available to residents of the United States at the moment
A Few Things You Need To Know Before You Join
Due to the fact that this is an actual credit card, you’ll need to apply for it and they will check your credit report and base their decision on what they find in your report.
If you refer a bunch of people and for some reason wouldn’t end up getting approved for a vital card then, unfortunately, you’ll forfeit all the points you earned and won’t be eligible to receive a payout once they launch.
However, all isn’t lost and if you would happen to not get approved you can transfer your points to a friend or family member who has good credit.
Also, another thing you need to keep in mind is the fact that once this launches in the late part of 2018 it’s only going to be available in the United States at this current time.
They may expand to other countries in the near future but for now, it’s only available exclusively to US residents.
There is also NO annual fee like most reward cards of this nature and this always plays a huge factor in determining which credit card company that I go with.
Is Vital Card Another Recruiting Scam Disguised As A Credit Card?
If you visit my website on a regular basis then you know that I’m not exactly that fond of recruiting based systems and I would usually tell you to avoid getting mixed up with them.
However, there seems to be something different about this one and so far this seems to be a pretty legit company so far and I wouldn’t classify this as a scam.
Being that it costs nothing for you to join and make money with this system it seems like a NO brainer and anyone looking to earn money here can utilize this system to their advantage.
Once they launch later on this year, I could change my opinion of them and this is something that only time will tell.
If you’re looking to cash in on 1 of the biggest opportunities to hit the online world in quite some time and start building up your Vital Score before they officially launch I would advise you to get in while it’s hot.
By doing so you’ll be able to get your foot in the door several months early and have a head start on building your Vital score before everyone else.
I’ll be updating this review accordingly as I receive more information about it and once it gets closer to launch date but at this current time (April 22, 2018) I give this system a 2 thumbs up.
Click here to create your free account and start sharing this opportunity with as many people as you can.
The Bottom Line
While I do participate in the occasional referral program from time to time if they’re legit and on the up and up to earn a few dollars here and there to offset a few of my monthly costs.
I always recommend that people build their own business doing something they love so that it doesn’t feel much like work.
If recruiting people and applying for a credit card is something that you have no interest in then perhaps you should look into affiliate marketing instead.
This is where you’ll learn how to build a website based on a hobby or interest and earn money promoting other peoples products.
If this sounds more like your cup of tea then you should check out a company called Wealthy Affiliate to learn more about this opportunity.
At the end of the day, it’s up to you to decide which path you would like to venture down and I hope this Vital Card Review has given you an inside look at what this is as well as all the info you need to make a sound decision about whether this would be a good fit for you or not.
As always, if you have any questions, comments, or anything you would like to add, I would love to hear all about it in the comments below.
Until Next Time
~Scott~